Product

All of the productResearchSaved viewsEvidenceChanges and monitors

Solutions

BanksCooperative groupsChallenger banksConsultanciesPrivate equity and investors

Coverage

All coverage

Baremo

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Ask once. Keep the answer. Get told when it changes.

All of Baremo turns on one piece: the saved question. It becomes a matrix, an alert and an export with evidence. Nothing is stored as a result; everything is recalculated from approved data as of a reference date.

One question, four outputs

Saved question
Matrix

The view opens in Products and recalculates when you change competitors, amount or date.

Alert

The same query with a condition: "if anyone beats our deposit".

Export

Excel or CSV with the document, quote and date of every cell.

History

The view at two dates, to reproduce what the committee saw.

01

Research

Questions in your words. Answers in tables.

Baremo turns every question into a typed query over approved data, runs it through a deterministic engine and lets the model write around the numbers, never invent them.

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ResearchDemo Bank · 5
Where do we stand on 12-month deposits?
compareterm deposits12 monthsmy competitors
12-month deposits · Demo Bank vs competitorsUs
APRHigher is better
2.30%#2 of 3
Minimum amountLower is better
€1,000#2 of 3
Early withdrawal penaltyLower is better
0.40%#1 of 1
Save as viewAlert meCopyExcel
View saved
02

Saved views

The Monday benchmark, without the spreadsheet.

Any table, ranking or benchmark in a conversation becomes a view in one click. It does not store the result: it stores the question, and answers it again every time you open it.

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ProductsSaved views
Saved viewsFixed mortgages by APR
Whole market▾Fixed mortgages×APR×Requirements×Today×
InstitutionAPRRequirementsPos.
Avantio3.009%31/8
Openbank3.41%32/8
Ibercaja3.49%33/8
Banco Sabadell3.58%34/8
Caja de Ingenieros3.606%35/8
Demo Bank3.62%26/8
Santander3.65%37/8
Cajamar3.72%38/8

A view is a query, never a result: it recalculates with what is approved today.

03

Evidence

Click any number. See the document.

Every figure is a claim with evidence: an immutable capture of the official document, the literal quote checked against its text and the validity the bank itself declares.

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ProductsCaixaBank
CaixaBankHipoteca CasaFácil (fixed rate)
Nominal rate3.85%
APR4.317%
Monthly payment€703.21
Opening fee0%
04

Changes and monitors

Changes as events, not as diffs.

Baremo captures every source on a schedule and only extracts what changed. A market change is recorded with before, after, direction for the customer and significance.

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ChangesAll categories
29 Sept 2026
  • Ruralnostra · Cuenta a la VistaATM withdrawal abroad (minimum)Market change
    €3→€4
  • Caja Rural de Aragón · Cuenta online RuralvíaATM withdrawal abroadMarket change
    4.00%→3.00%
  • Caja Rural Granada · Cuenta a la VistaATM withdrawal abroadMarket change
    4.00%→3.00%
  • Banco Sabadell · Cuenta Online SabadellMaintenance feeData correction
    €240/yr→€0/yr

See your market under the same yardstick.

A demo takes thirty minutes with your competitor set. We come with the questions your committee asked last week.