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Baremo

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The banking market, under the same yardstick.

Baremo tracks every retail banking product in Spain, reads the official documents behind them and answers your pricing questions with tables you can take straight to the committee.

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ResearchDemo Bank · 5
Where do we stand on 12-month deposits?
compareterm deposits12 monthsmy competitors
12-month deposits · Demo Bank vs competitorsUs
APRHigher is better
2.30%#2 of 3
Minimum amountLower is better
€1,000#2 of 3
Early withdrawal penaltyLower is better
0.40%#1 of 1
Save as viewAlert meCopyExcel
View saved

Every figure links to the document it came from.

Coverage today · 59

AbancaAmerican ExpressAndbankArquia BancaAvantioBBVABanca MarchBanca PueyoBanco MediolanumBanco SabadellBankinterCBNKCaixa OntinyentCaixa PopularCaixaBankCaja Rural CentralCaja Rural GranadaCaja Rural de AragónCaja Rural de AsturiasCaja Rural de ExtremaduraCaja Rural de JaénCaja Rural de NavarraCaja Rural de SoriaCaja Rural de ZamoraCaja Rural del SurCaja de IngenierosCajamarCarrefour PASSCetelemColonyaCreand Wealth ManagementDeutsche BankEurocaja RuralFiare Banca EticaFinizensFinnkGlobalcajaINGIbercajaIndexa CapitalKutxabankLaboral KutxaMyInvestorN26OpenbankPibankRenta 4RevolutRuralnostraSantanderSantander ConsumerSelf BankTrade RepublicTriodos BankUnicajaWiZinkbunqimagininbestMeAbancaAmerican ExpressAndbankArquia BancaAvantioBBVABanca MarchBanca PueyoBanco MediolanumBanco SabadellBankinterCBNKCaixa OntinyentCaixa PopularCaixaBankCaja Rural CentralCaja Rural GranadaCaja Rural de AragónCaja Rural de AsturiasCaja Rural de ExtremaduraCaja Rural de JaénCaja Rural de NavarraCaja Rural de SoriaCaja Rural de ZamoraCaja Rural del SurCaja de IngenierosCajamarCarrefour PASSCetelemColonyaCreand Wealth ManagementDeutsche BankEurocaja RuralFiare Banca EticaFinizensFinnkGlobalcajaINGIbercajaIndexa CapitalKutxabankLaboral KutxaMyInvestorN26OpenbankPibankRenta 4RevolutRuralnostraSantanderSantander ConsumerSelf BankTrade RepublicTriodos BankUnicajaWiZinkbunqimagininbestMe

Your analysts already do this. By hand, every week.

Open twelve competitor websites, copy rates into Excel, rebuild the committee slide and go looking for the source again when someone questions a number. Baremo replaces the week, not the analyst.

  1. Monday

    Copy each competitor's rates into the benchmark sheet.

    Open a saved view. It recalculates itself.

  2. Tuesday

    Rebuild the committee deck.

    Your position and what moved, ready to paste.

  3. Wednesday

    Find out a competitor changed prices last week.

    A monitor told you the day it happened.

  4. Any day

    Search for the document that backs a figure.

    Click the number. The original opens.

A question that stays with you.

  1. 01

    Ask in your own words.

    Baremo answers with a table computed on approved data, with your bank pinned.

    Learn more →
  2. 02

    Save it as a view.

    The same table every Monday, recalculated with what is approved today.

    Learn more →
  3. 03

    Click a figure.

    The official document opens with the quote highlighted.

    Learn more →
  4. 04

    Let it tell you.

    When someone overtakes you, you know that same day.

    Learn more →
ResearchDemo Bank · 5
Where do we stand on 12-month deposits?
compareterm deposits12 monthsmy competitors
12-month deposits · Demo Bank vs competitorsUs
APRHigher is better
2.30%#2 of 3
Minimum amountLower is better
€1,000#2 of 3
Early withdrawal penaltyLower is better
0.40%#1 of 1
Save as viewAlert meCopyExcel
View saved
ProductsSaved views
Saved viewsFixed mortgages by APR
Whole market▾Fixed mortgages×APR×Requirements×Today×
InstitutionAPRRequirementsPos.
Avantio3.009%31/8
Openbank3.41%32/8
Ibercaja3.49%33/8
Banco Sabadell3.58%34/8
Caja de Ingenieros3.606%35/8
Demo Bank3.62%26/8
Santander3.65%37/8
Cajamar3.72%38/8

A view is a query, never a result: it recalculates with what is approved today.

ProductsCaixaBank
CaixaBankHipoteca CasaFácil (fixed rate)
Nominal rate3.85%
APR4.317%
Monthly payment€703.21
Opening fee0%
Monitors1
My competitors' fixed mortgages by APRDaily · App and emailAlert me if a competitor overtakes us
Ibercaja3.49%
Demo Bank Us3.62%
Ibercaja is ahead of Demo BankHipoteca Fija Vamos · APR 3.49% vs 3.62%
now
  • 59brands with an offer in Spain
  • 11product categories
  • 1,000+products tracked daily
  • 19,700approved figures, each with its evidence
  • 2,000+official documents captured

The same market, seen from where you sit.

Eleven categories. One catalogue.

Every category has its own set of critical attributes, aligned with regulated documents. An attribute means the same thing at every bank.

All coverage→
  1. Mortgagesfixed, variable and mixed; bonuses; payments116
  2. Term depositsAPR by term, minimum, early withdrawal56
  3. Accountstiered interest, fees, requirements296
  4. Cardscredit, debit and prepaid; 26 comparable benefits186
  5. Personal loansrate by risk profile, term, total cost81
  6. Pension plansvocation, risk, fees, dated returns93
  7. Managed portfoliosrobo-advisors and discretionary; annual cost22
  8. Investment adviceMiFID II fees, independence, inducements28
  9. Insurancehome, life and health sold by banks104
  10. Digital bankingBizum, mobile payments, onboarding, app ratings51
  11. Lifestyle services19 non-banking verticals per brand37

Three rules the whole product obeys.

  1. 1

    Only approved data

    Pending, contradictory or uncovered values are shown with their status. Never as zero, never as an empty cell without an explanation.

  2. 2

    Figures come from the system

    Values, rankings, positions and totals come from the executor and the engine. The model writes, and its figures are checked before they reach you.

  3. 3

    Every figure leads to its evidence

    Tables, changes, exports and reports keep their proof. Reproduce any screen at any past date.

Trust →
Pipelinesha256 · 9f2c…41ab
Product sheet · CaixaBank

… comisión de apertura: 0 %; (iv) tipo de interés: fijo; TIN 3,85 %; (v) TAE 4,317 %; (vi) cuota mensual: 703,21 euros …

  1. Captured
  2. Extracted
  3. Quote verified
  4. Approved
  5. Computed
TIN 3,85 %
  1. Capture
  2. Extract
  3. Verify
  4. Approve
  5. Compute

See your market under the same yardstick.

A demo takes thirty minutes with your competitor set. We come with the questions your committee asked last week.

Request a demo→Ask about coverage